1. About these terms
These Terms of Use (the “Terms”) form a binding agreement between you and Stockio (“Stockio”, “we”, “us” or “our”), which operates the website Stockio.com and its related pages, tools, guides and directory (together, the “Service”). Stockio is operated from British Columbia, Canada.
By accessing or using the Service you confirm that you have read, understood and agree to be bound by these Terms, our Privacy policy, our Cookie policy, our Disclaimer, each of which is incorporated into these Terms by reference. If you do not agree, please do not use the Service.
2. Who may use the Service
The Service is intended for a general audience of designers, developers, creators and other adults. You must be at least the age of majority in your province, state or country of residence to accept these Terms on your own behalf. If you are younger, you may use the Service only with the involvement and consent of a parent or legal guardian who agrees to these Terms. The Service is not directed to children under 13.
If you use the Service on behalf of a company or other organization, you represent that you have authority to bind that organization to these Terms, and “you” includes that organization.
3. The Service
Stockio provides free, browser-based utilities (for example formatters, converters, generators and calculators), long-form educational guides, and a curated directory of third-party websites and resources. We may add, change, suspend or remove any part of the Service at any time, with or without notice, and we are not obliged to keep any tool, article or listing available.
Most tools process what you enter locally in your browser. A small number of tools, such as the API latency tester, send requests from your browser directly to an address you choose. You are responsible for only sending requests to systems you are permitted to test.
Analytics, cookies and monitoring
To run, secure and improve the Service, we and our service providers automatically collect usage, device and log information, including through cookies, scripts and similar technologies, as described in our Privacy policy and Cookie policy. We may monitor traffic to detect errors, abuse, scraping and security threats, and may block requests that appear automated or malicious.
Availability
We aim to keep the Service available, but it may be interrupted for maintenance, updates, outages of our providers or events beyond our control. We do not guarantee any level of availability, and we may limit the rate or volume of requests to protect the Service.
4. Licence to use the Service
Subject to these Terms, we grant you a limited, personal, revocable, non-exclusive and non-transferable licence to access and use the Service for your own personal or internal business purposes, including commercial projects.
You may not, except as expressly permitted by these Terms or by law: copy, republish, sell, sublicense or redistribute the Service or substantial portions of our content; frame or mirror the Service; or remove any copyright, trademark or other notices.
5. Your input and your output
You keep all rights in the text, code, images, files and other material you enter into our tools (“Input”) and in the results the tools produce for you (“Output”). Because most processing happens in your browser, we generally never receive your Input. You are solely responsible for your Input and Output, including making sure you have the rights to use them and that they do not infringe anyone else's rights or break any law.
Output is generated automatically and may be incomplete, inaccurate or unsuitable for your purpose. Always review and test Output, especially code, before relying on it or deploying it to production.
6. Acceptable use
You agree not to use the Service to:
- break any applicable law or regulation, or infringe anyone's intellectual property, privacy or other rights;
- probe, scan, load-test or attack any system or network you do not own or have written permission to test;
- interfere with, disrupt, overload or try to gain unauthorized access to the Service or its infrastructure;
- scrape, crawl or harvest the Service in bulk, or use automated means to access it in a way that exceeds what a human using a normal browser could reasonably do, except for search engines following our robots rules;
- reverse engineer any part of the Service except to the extent applicable law expressly allows it;
- upload or transmit malware or any other harmful code;
- use our content to train, fine-tune or benchmark machine-learning models without our prior written permission; or
- circumvent, disable or interfere with security features, rate limits or technical measures that protect the Service or restrict its use;
- impersonate any person, or collect or harvest information about other visitors;
- misrepresent your affiliation with Stockio or use the Service to send spam or misleading communications.
7. Our content and intellectual property
The Service, including our articles, guides, tool interfaces, graphics, design, logos, selection and arrangement of directory listings, and underlying software, is owned by Stockio or our licensors and is protected by Canadian and international copyright, trademark and other laws. All rights not expressly granted to you are reserved.
You may quote short excerpts of our articles with a clear credit and a link back to the original page. Code snippets shown inside our guides may be used in your own projects. See our Copyright & trademarks page for details and for how to report infringement.
8. Third-party sites, resources and listings
The Service links to, lists and describes third-party websites, products, fonts, images, templates and other resources that we do not own or control. Listings are provided for convenience and information only. We do not endorse, guarantee or take responsibility for third-party content, pricing, availability, licensing terms, privacy practices or security. Your use of any third-party resource is governed by that third party's own terms, and you are responsible for checking and complying with its licence before using it.
9. Affiliate links and sponsorships
Some links on the Service are affiliate links and some placements are paid sponsorships. Any purchase you make from a third party is a contract between you and that third party alone.
10. Feedback
If you send us ideas, suggestions, bug reports or other feedback, you grant us a perpetual, worldwide, royalty-free right to use it for any purpose without obligation to you. Please do not send us confidential information.
11. No professional advice
Content on the Service is for general information and education only and is not legal, security, accessibility-compliance, tax, financial or other professional advice. Please read our Disclaimer.
12. Disclaimer of warranties
To the fullest extent permitted by applicable law, the Service and all content, tools, Output and listings are provided “as is” and “as available”, without warranties or conditions of any kind, whether express, implied, statutory or otherwise, including implied warranties or conditions of merchantable quality, fitness for a particular purpose, title, non-infringement, accuracy and uninterrupted or error-free operation. We do not warrant that the Service will be secure, free of viruses or available at any particular time.
13. Limitation of liability
To the fullest extent permitted by applicable law, Stockio and its owners, contributors, contractors and service providers will not be liable for any indirect, incidental, special, consequential, exemplary or punitive damages, or for any loss of profits, revenue, data, goodwill or business opportunity, arising out of or relating to the Service or these Terms, however caused and on any theory of liability, even if we have been advised of the possibility of such damages.
Because the Service is provided free of charge, our total aggregate liability for all claims arising out of or relating to the Service or these Terms will not exceed one hundred Canadian dollars (CAD $100).
14. Indemnity
You agree to indemnify and hold harmless Stockio and its owners, contributors, contractors and service providers from any claims, losses, liabilities, damages, costs and expenses (including reasonable legal fees) arising out of your Input, your use or misuse of the Service, your breach of these Terms, or your violation of any law or third-party right.
15. Your statutory rights
Nothing in these Terms excludes or limits any right or remedy you have under consumer protection or other laws that cannot lawfully be excluded or limited, including British Columbia's Business Practices and Consumer Protection Act where it applies. If such a law applies to you, the disclaimers and limitations above apply only to the extent that law allows.
16. Suspension and termination
We may suspend or block your access to the Service at any time if we reasonably believe you have breached these Terms or that your use creates risk for us, other users or third parties. You may stop using the Service at any time. Sections 5, 7, 8 and 10 to 19 survive any termination.
17. Changes to these terms
We may update these Terms from time to time. When we do, we will change the “Last updated” date at the top of this page and, for material changes, may provide additional notice on the Service. Changes take effect when posted. Your continued use of the Service after changes are posted means you accept the updated Terms.
18. Governing law and disputes
These Terms and any dispute arising out of or relating to them or the Service are governed by the laws of the Province of British Columbia and the federal laws of Canada applicable in that province, without regard to conflict-of-law rules. The United Nations Convention on Contracts for the International Sale of Goods does not apply.
Before starting any formal proceeding, you agree to contact us at hello@stockio.com and give us 30 days to try to resolve the matter informally. Subject to any non-waivable right you have to bring proceedings where you live, you and Stockio submit to the exclusive jurisdiction of the courts of British Columbia sitting in Vancouver, and to the Civil Resolution Tribunal of British Columbia for claims within its jurisdiction.
19. General
- Entire agreement. These Terms and the policies they incorporate are the entire agreement between you and us about the Service.
- Severability. If any provision is found unenforceable, it will be limited to the minimum extent necessary and the rest will remain in effect.
- No waiver. Our failure to enforce a provision is not a waiver of our right to do so later.
- Assignment. You may not assign these Terms without our consent. We may assign them in connection with a merger, sale or reorganization.
- Force majeure. We are not responsible for delays or failures caused by events beyond our reasonable control.
- Electronic communications. You agree that notices, policies and other communications we provide electronically, including by posting them on the Service or by email, satisfy any requirement that they be in writing.
- Headings. Section headings are for convenience only and do not affect interpretation. “Including” means “including without limitation”.
- Export and sanctions. You may not use the Service in violation of Canadian or other applicable export-control or economic-sanctions laws.
- Security reports. If you find a security vulnerability in the Service, please report it privately to us and give us a reasonable time to fix it before disclosing it publicly. Testing must not harm the Service or other visitors.
- Language. The parties have requested that these Terms and all related documents be drawn up in English. Les parties ont exigé que les présentes conditions et tous les documents connexes soient rédigés en anglais.
20. Contact
Questions about these Terms can be sent to hello@stockio.com or through our Contact page. Stockio, British Columbia, Canada.